Timeless wealth.
Modern mastery.

Last Updated: 2026

1. Information We Collect

Quick Credit Connect collects personal information necessary to provide our financial wellness and investment advisory services. This includes:

• Personal identification information (name, date of birth, Social Security number, government-issued ID)
• Contact details (email address, phone number, mailing address)
• Financial information (income, assets, investment history, bank account details, tax information)
• Employment information (occupation, employer, business affiliations)
• Technical data (IP addresses, browser type, device information, cookies)
• Communication preferences and interaction history

2. How We Use Your Information

In compliance with the Gramm-Leach-Bliley Act (GLBA) and California Consumer Privacy Act (CCPA), we use your information exclusively for:

• Providing personalized financial advisory and investment management services
• Verifying your identity and preventing fraud, money laundering, and unauthorized access
• Processing transactions, transfers, and account management
• Complying with SEC, FINRA, and other regulatory reporting requirements
• Improving our services through analytics and customer feedback
• Sending important account notifications, tax documents, and regulatory disclosures
• Marketing our services only with your explicit consent as required by CAN-SPAM Act

3. Information Sharing & Disclosure

We NEVER sell your personal information. We share data only under these circumstances:

• Service Providers: With third-party vendors who assist in account administration, custody, and reporting, bound by strict confidentiality agreements
• Regulatory Authorities: When required by law, court order, or to comply with SEC, FINRA, IRS, or other government agency requests
• With Your Consent: When you explicitly authorize sharing with your tax professional, attorney, or family office
• Business Transfers: In the event of merger, acquisition, or sale of assets, with notice and continued protection of your information

4. Data Security & Protection

We implement bank-level security measures compliant with U.S. financial industry standards:

• 256-bit AES encryption for all data in transit and at rest
• Multi-factor authentication for account access
• Continuous monitoring and intrusion detection systems
• Secure, SOC 2-certified data centers within the United States
• Regular third-party security audits and penetration testing
• Employee background checks and ongoing privacy training

5. Your Privacy Rights (CCPA, GLBA, & State Laws)

Depending on your state of residence, you have the right to:

• Know what personal information we collect and how it's used
• Access your personal information in a portable format
• Correct inaccurate information about you
• Delete your personal information, subject to regulatory record-keeping requirements (SEC Rule 17a-4 requires 5-7 years retention)
• Opt-out of any non-essential marketing communications
• Non-discrimination for exercising your privacy rights

To exercise these rights, contact our Privacy Officer at privacy@quickcreditconnect.info or call +1 303-281-6127.

6. Cookies & Tracking Technologies

We use essential cookies for website functionality and analytics cookies to improve user experience. You may disable non-essential cookies through your browser settings. We do not use tracking technologies for cross-site behavioral advertising.

7. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect information from minors. If we discover such information, we will delete it immediately.

8. International Data Transfers

All client data is stored exclusively within the United States. We do not transfer personal information to foreign jurisdictions.

9. Changes to This Policy

We will notify you of material changes to this Privacy Policy via email and through prominent notice on our website at least 30 days before implementation.

10. Contact Information

Email: privacy@quickcreditconnect.info
Phone: +1 303-281-6127
Address: 2156 S Grant St, Denver, CO 80210, USA

Last updated: 2026

Last Updated: 2026

1. Acceptance of Terms

By accessing or using Quick Credit Connect's website, mobile applications, and financial advisory services (collectively, the "Services"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our Services.

2. Eligibility & Account Requirements

Our Services are available only to:

• Individuals who are at least 18 years of age
• U.S. citizens or legal residents with a valid Social Security Number or Taxpayer Identification Number
• Individuals who can form legally binding contracts under applicable law
• Accredited investors as defined under SEC Rule 501 of Regulation D, where applicable

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized access.

3. Investment Advisory Services

Quick Credit Connect provides financial wellness education and may refer clients to registered investment advisors (RIAs). Our services include:

• Financial planning and goal-setting assistance
• Retirement planning and wealth management education
• Referrals to SEC-registered investment advisors
• Investment research and market analysis

Important Disclosures: Quick Credit Connect is NOT a registered investment advisor. All investment decisions are made solely by the client and their designated RIA. Past performance does not guarantee future results. Investing involves risk, including potential loss of principal.

4. Fiduciary Duty & Conflicts of Interest

When we refer you to a registered investment advisor, we act as a solicitor under SEC Rule 206(4)-3. Our affiliated RIAs operate under a fiduciary duty, putting your interests first. We disclose all compensation arrangements and potential conflicts of interest in writing before any engagement.

5. Fees & Compensation

Our fee structure is transparent and disclosed prior to engagement:

• Initial consultation: Complimentary
• Financial planning: Fixed fee ranging from $1,500 to $7,500 based on complexity
• Asset management: Assets Under Management (AUM) fee typically 0.50% to 1.25% annually, billed quarterly
• Referral fees: We may receive compensation from RIAs for client referrals, disclosed in advance
• No hidden fees or commissions for product sales

6. Client Responsibilities

You agree to:

• Provide accurate, complete, and current information about your financial situation
• Promptly update us of any material changes to your financial circumstances or goals
• Review all account statements and transaction confirmations promptly
• Maintain adequate insurance and estate planning documents
• Comply with all applicable tax laws and reporting requirements

7. Prohibited Activities

You may not use our Services for:

• Any unlawful purpose or in violation of SEC, FINRA, or state securities regulations
• Market manipulation, insider trading, or fraudulent activities
• Money laundering or terrorist financing
• Harassing, abusing, or harming others
• Impersonating any person or entity
• Attempting to gain unauthorized access to our systems or other users' accounts

8. Intellectual Property

All content, trademarks, logos, and intellectual property on our website are owned by Quick Credit Connect or licensed to us. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

9. Third-Party Links & Services

Our Services may contain links to third-party websites, including investment platforms, custodians, and educational resources. We are not responsible for the content, privacy practices, or security of these external sites.

10. Disclaimers & Limitations of Liability

NO WARRANTIES: Our Services are provided "AS IS" without warranties of any kind. We do not guarantee uninterrupted or error-free operation.

LIMITATION OF LIABILITY: To the fullest extent permitted by law, Quick Credit Connect shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services, including loss of profits, data, or investment losses. Our total liability shall not exceed the fees paid by you in the 12 months preceding the claim.

INVESTMENT RISK: All investments carry risk. You may lose money. We do not guarantee any specific investment outcome or performance.

11. Indemnification

You agree to indemnify and hold harmless Quick Credit Connect, its officers, directors, employees, and affiliates from any claims, damages, losses, or expenses arising from your breach of these Terms or violation of applicable laws.

12. Dispute Resolution & Arbitration

Any dispute arising from these Terms or our Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration will take place in USA, or virtually at the parties' agreement. You waive the right to participate in class actions or class-wide arbitration.

Notwithstanding the foregoing, either party may seek injunctive relief in federal or state court in USA, to protect intellectual property rights or prevent unauthorized access to systems.

13. Governing Law

These Terms are governed by the laws of the State of USA and applicable federal securities laws, without regard to conflict of law principles.

14. Termination

We may suspend or terminate your access to our Services at any time, with or without cause, with notice. Upon termination, you must cease using our Services, and we will return your information subject to regulatory retention requirements.

15. Amendments

We reserve the right to modify these Terms at any time. Material changes will be communicated via email and website notice 30 days prior to implementation. Continued use of our Services constitutes acceptance of updated Terms.

16. Entire Agreement

These Terms, together with our Privacy Policy and any signed client agreements, constitute the entire agreement between you and Quick Credit Connect regarding our Services.

17. Contact Information

Legal Department: compliance@quickcreditconnect.info
Phone: +1 303-281-6127
Address: 2156 S Grant St, Denver, CO 80210, USA

Quick Credit Connect is a financial wellness education platform. Securities offered through affiliated registered representatives. Check the background of investment professionals on FINRA's BrokerCheck.